Dupaco Platinum Visa Credit Card

Enjoy a low-interest, variable rate, and local service that you can count on with Dupaco's Platinum Visa credit card. It's one of the best available, with:

  • No annual fee
  • EMV chip technology for better protection against card fraud
  • Easy payment options, including automatic and online payments
  • Online account access through Shine Online Banking or MyCardInfo
  • Free account alerts and eStatements
  • Automatic, no-cost fraud monitoring
  • 25 day grace period before interest is charged on purchases
  • No balance transfer fees to your Dupaco Platinum Visa
  • No-cost rental car insurance; travel accident life insurance; extended warranty and purchase security program; and special travel and emergency assistance may be available to those qualified
  • Shop online and off with no risk with VISA's Zero Liability Policy

It's a Good Move. Apply for your Platinum Visa today!

Apply for your Dupaco Platinum Visa today by calling (563) 557-7600 / 800-373-7600, ext. 0, visiting your nearest Dupaco branch, or applying online!

Apply

Looking to increase your current credit line? Give our Consumer Lending team a call at (563) 557-7600 / 800-373-7600, ext. 202, or email loans@dupaco.com.

Access your Platinum Visa account by logging in to Dupaco's Shine Online Banking or through MyCardInfo.

Have questions? Check out our FAQs below.

 

Platinum Visa Credit Card Rates

Current as of: 10/18/2017
Credit Card Annual Percentage Rate
Visa Introductory Rate 5.99% APR2
Visa (Non-Promotional Rate) 10.00%-17.00% APR3
Visa Balance Transfer Promotional Rate 4.90% APR for 6 months1
1Visa Balance Transfer Rate: The 4.90% balance transfer promotional rate is valid for balance transfers and cash advances that post between 8/1/2017 and 10/31/2017. The 4.90% annual percentage rate (APR) expires six months from the date of your first balance transfer or cash advance, at which time the APR will revert back to the APR established at time of account opening, which is a variable rate from 10.00% to 17.00%, based on your creditworthiness. Account must be in good standing to qualify. All Visa APRs will vary with the market based on the Prime Rate. There is a grace period before interest is charged on purchases, and no annual fees or participation fees. Other fees include: cash advance fee-$3 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee-1.00% of each transaction in US dollars; late payment fee-up to $15; returned payment fee-up to $25.
2Visa Introductory Rate: 5.99% introductory annual percentage rate (APR), for qualified members, for 182 days from the issuance of the card. When the discounted period expires, the APR on existing balances will increase to the new non-discount rate on the first day of the billing cycle. After the introductory period your APR will be variable rate from 9.75% to 16.75%, based on your creditworthiness. Visa APR will vary with the market based on the Prime Rate. There is a grace period before interest is charged on purchases. There is no annual fee and no balance transfer fee. Other fees include: Cash advance fee--$3.00 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee--1.00% of each transaction in US Dollars; late payment fee--up to $15.00; returned payment fee--up to $25.00.
3Visa Non-Promotional Rate: Annual percentage rate (APR) subject to change and may vary during the term of credit. The rate will be the Prime Rate as published in The Wall Street Journal on the last business day of each calendar quarter, plus margin. Margin to be determined by credit score at time of application. There is a grace period before interest is charged on purchases. There is no annual fee and no balance transfer fee. Other fees include: Cash advance fee--$3.00 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee--1.00% of each transaction in US Dollars; late payment fee--up to $15.00; returned payment fee--up to $25.00.

       
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