Online & Mobile Banking

Although you can do many of the same things on Shine Online Banking as in Shine Mobile Banking, there are some differences. For a comparison, see the chart below.

Shine Online Banking’s unique features give members the ability to do these things and more:

• view account information, make transfers between your other accounts or other members
• easily find transactions with the search tool
• pay bills
• apply for a loan
• send money to others via the Dwolla person-to-person payment network
• create a budget and use auto-categorization of transactions to assign transactions to your spending categories
• turn on eNotifiers — account alerts via text or e-mail
• review current and past eStatements

How much does it cost to use Shine Online Banking?
It’s free!

How do I sign up?
To begin using Shine Online Banking, you must first complete a short, one-time registration process. To do so, simply go to https://shine.dupaco.com, or go to Dupaco's homepage, www.dupaco.com, and click Sign Up under the login box.

Then, complete the one-time registration process by following the steps below or the on-screen prompts:

1. Click the Register link, .
2. NOTE: Birthdate format must be mm/dd/yyyy.
3. Fill in the requested information. Type the word YES to accept, then click Start.
4. For additional security, enter your Member Number and Last Name, then complete the required information and select and enter a Username, Password, and E-mail address. Click Next.
5. NOTE: We suggest you do not use your Member Number as a Username.
6. Verify your previously entered information, including your Username, then select three Security Questions and Answers. Click Next.
7. Select a Security Phrase and Picture. These will display each time you log in to confirm that you are on Dupaco’s legitimate website. Click Next.

Once you’ve registered and logged in to Shine Online Banking, you can update your User Name and Password at any time by clicking the Profile link at the top of the screen. The Profile link also allows you to manage other account settings and options.

Is it secure for me to use Shine Online Banking?
Dupaco uses the most advanced Internet security systems available for Shine Online Banking. When you enter online banking you are entering a secure area on the Internet, which means all information is encrypted or encoded. The multi-level login procedure is another safeguard against unauthorized users accessing your data—only you will know your user name, password, and security question. In addition, the system records the date and time of the last login attempt.

Through Dupaco's FREE mobile application (app) or mobile-friendly website (http://m.dupaco.com), our members can:

• access Dupaco accounts
• make transfers between your accounts or to other members
• apply for a loan
• deposit a check from your mobile device (using Dupaco's app)
• send money to others via the Dwolla person-to-person payment network

Dupaco app vs. mobile-friendly website: which is right for you?
A mobile app is an application (aka software) that runs on a handheld device (phone, tablet, e-reader, iPod, etc.) that can connect to wifi or wireless carrier networks. The Dupaco Mobile app is only available on Apple and Android devices. All devices with web/internet accessibility can access Dupaco’s mobile website at http://m.dupaco.com. Dupaco's mobile website offers similar tools as the app, just packaged a bit differently. And both are completely FREE!

To find and download the Dupaco app:
To access the Dupaco Mobile app you must be using either an Apple or Android phone or mobile device. To locate the app, simply search the term Dupaco from your app store. Or, from your mobile device, click or scan the QR code above, which will take you to the download page for the Dupaco Mobile app.