Online & Mobile Banking

First things first

If you're a first time user, you'll need to register (it's quick and easy). There are three options for registering for Shine:

1. Via Desktop: Click on the Register link (under the Online Banking login box) on Dupaco's homepage. See our Online Banking FAQs below for additional information about what’s required to register.
2. Via mobile browser: Visit m.dupaco.com, and open the drop-down menu in the upper left corner. Scroll down the menu, select Register, and then complete the necessary fields as you’re prompted.
3. Via Dupaco’s app: Open Shine Mobile Banking on Dupaco’s app. Click on the Register button and complete the necessary fields as you’re prompted.

Accessing Shine: After you have completed your initial registration process, you can log in:

• to Shine Online Banking from Dupaco's homepage, www.dupaco.com;
• to Shine Mobile Banking using a mobile device from m.dupaco.com
• to Shine Mobile Banking using an Apple or Android-powered mobile device through Dupaco's free app.

Download the app: click or scan the QR Code appropriate to your device:

For Apple Devices	For Android Devices

Although you can do many of the same things on Shine Online Banking as in Shine Mobile Banking, there are some differences. For a comparison, see the chart below.

Shine Online Banking’s unique features give members the ability to do these things and more:

• view account information, make transfers between your other accounts or other members
• easily find transactions with the search tool
• set up automatic transfers between accounts
• pay bills
• apply for a loan
• create a budget and use auto-categorization of transactions to assign transactions to your spending categories
• turn on eNotifiers — account alerts via text or e-mail
• review current and past eStatements

How much does it cost to use Shine Online Banking?
It’s free!

How do I sign up?
To begin using Shine Online Banking, you must first complete a short, one-time registration process. To do so, simply go to Dupaco's homepage, and click Sign Up under the login box.
Then, complete the one-time registration process by following the steps below or the on-screen prompts:

1. Click the Register link.
2. NOTE: Birthdate format must be mm/dd/yyyy. (NOTE: For business accounts, you may need to contact Dupaco to get the birthdate we have on file for your business.)
3. Fill in the requested information. Type the word YES to accept, then click Start.
4. For additional security, enter your Member Number and Last Name, then complete the required information and select and enter a Username, Password, and E-mail address. (NOTE: We suggest you do not use your Member Number as a Username.) Click Next
5. Verify your previously entered information, including your Username, then select three Security Questions and Answers. Click Next.
6. Select a Security Phrase and Picture. These will display each time you log in to confirm that you are on Dupaco’s legitimate website. Click Next.

Once you’ve registered and logged in to Shine Online Banking, you can update your User Name and Password at any time by clicking the Profile link at the top of the screen. The Profile link also allows you to manage other account settings and options.

Is it secure for me to use Shine Online Banking?
Dupaco uses the most advanced Internet security systems available for Shine Online Banking. When you enter online banking you are entering a secure area on the Internet, which means all information is encrypted or encoded. The multi-level login procedure is another safeguard against unauthorized users accessing your data—only you will know your user name, password, and security question. In addition, the system records the date and time of the last login attempt.

Through Dupaco's FREE mobile application (app) or mobile-friendly website (http://m.dupaco.com), our members can:

• access Dupaco accounts
• set up a PIN login for quick account access (available only in the Dupaco app)
• make transfers between your accounts or to other members. You also have the ability to create Quick Transfers, where you have the option to save it for one-touch access in the future if it’s a transfer amount you commonly use, such as a loan payment.
• apply for a loan
• order checks
• set travel notices to let us know when you’re out of town, and we’ll adjust your account’s fraud detection accordingly
• set up quick balance to check your account balances on the fly
• monitor your credit score using Bright Track
• pay your bills with Picture Pay
• view your eStatements with ease
• deposit a check from your mobile device (available only in the Dupaco app)
• search and view retail coupons and offers; usable at thousands of merchants, both in-store and online. (using Dupaco’s app)

How do I sign up?
To begin using Shine Mobile Banking, you must first complete a short, one-time registration process either by our browser site or Dupaco’s app:

1. Via mobile browser: Go to m.dupaco.com and select the drop-down menu located in the upper left-hand corner. Scroll down and select Register. Then, fill out the on-screen prompts.
2. Via Dupaco’s app: Open Dupaco's app and select Shine Mobile Banking. Then, select Register, which can be found under the login box. Fill out the on-screen prompts.

Dupaco app vs. mobile-friendly website: which is right for you?
A mobile app is an application that runs on a mobile device (phone, tablet, e-reader, iPod, etc.) that can connect to wifi or wireless carrier networks. The Dupaco Mobile app is only available on Apple and Android-powered devices. All devices with web/internet accessibility can access Dupaco’s mobile website. While accessing Shine through Dupaco's mobile website allows members access to the more day-to-day features of Shine, Dupaco's app offers the user additional benefits such as Picture Pay, mobile deposit, retail offers/coupons and more. Both are completely FREE!

To find and download the Dupaco app:
To access the Dupaco Mobile app you must be using either an Apple or Android phone or mobile device. To locate the app, simply search the term Dupaco from your app store. Or, from your mobile device, click or scan the QR code above, which will take you to the download page for the Dupaco Mobile app.